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Frequently Asked Questions

What is Affirm?

Affirm is a "Buy Now, Pay Later" option that lets customers split payments over time for goods and services.

Will Affirm impact my credit?

Creating an Affirm account and checking your purchasing power will not impact your credit. If you decide to buy with Affirm, these things may impact your credit: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

How do I pay Affirm back?

The easiest way to manage your payments is through your account on affirm.com or in the Affirm app. Once you sign in, you’ll be able to see your payment schedule and turn on AutoPay.

What does purchasing power mean?

Your purchasing power is an estimate of how much you can spend with Affirm and it’s not a guarantee. You’re not on the hook to pay back this amount until you confirm your loan at checkout.


Get Started with Affirm